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Video instructions and help with filling out and completing Sba 1098 form
Upset my friends back east that's my current temperature yeah Bob we had six in Chiapas just log off a poll question number one anonymous we wanted al-hassan have you been how often are you having to complete sv40 912 on your obligar after the change in the requirement of the form when was that instituted Lance it was instituted middle part of last year when the 1919 and and then when the 1920 became the main st a application form and of course previously and Bob I started working on sba once in 1983 from 1983 through 2022 you had to get a 912 on everybody there was a girl in high school just a high school Employment Program right where they hired you during your high school years I guess that tells my age Bob I was working on sba direct loans for those of my and ran long enough to remember those but the 912 was a requirement now if if the obligor responds appropriately you don't have to get in 912 so I was just curious you know how often are you having to get minus twenty percent say twenty-five percent of time thirty percent say never so that that doesn't surprise me Bob I expected those numbers I was just curious great question number two how often do you have to submit a loan authorization change to SVA for approval for a change in the use of proceeds same percentages thank you very much for participating in this event it helps give Lance a little bit more background in terms of tailoring his comments and this one's all over the board we have well let a couple more people vote all right fifty percent say less than twenty-five percent of the time seventeen percent between 25 and fifty percent of the time to eighty-two percent more than fifty percent of the time and eleven percent call it ten percent never well Bob I was just curious about this when I was deputy director at SBA in prior to one of the changes in servicing procedure all the loan authorization change request came back to little rock or fresno at that time in the most common servicing action that we dealt with were those loan authorization change requests and now it's changed you submit your loan authorization change requests up to the point of final disbursement to the processing center and after the final disbursement you would change though or send those to either fresno or Little Rock so I was just curious one of the things that the closure series should help do or help you with is hopefully lessening the number of lone authorization change requests that you'll have what's really important on underwriting and closing an SBA loan is getting accurate information in there and if you have good accurate information you're going to have fewer change requests well auntie said the takeaway for this week was a definition of prudent lending.